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I started to have my own personal Checking Account when I was first year college. Since, I was thousand miles away from my parents because of my studies, I was obliged to open an account so that they can send money for my allowances. I can still remember, every Monday, I was so excited going to the nearest bank in my grand mothers house to withdraw money so that I can budget my allowance for the entire week. It was a tough experience hence my parents taught us to become responsible and independent despite the fact I am leaving with my relatives.